Among the many years that I have been securing financing for our clients, the current market environment is unique.  The Treasury bond rates have dropped more than 20 basis points in the last month, driving down already record low mortgage rates.  Yes, it is a great time to take advantage of low-interest rate financing, but the story of access to aggressive financing at low interest rates and a very fluid debt market for acquisitions and refinancing is not new.  However, what is worthy of discussion is all of the other market conditions that that are driving the ability of owners to access cash through refinancing their existing self-storage assets.